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Brian Hartzer, Westpac CEO, portrait shoot, 2015
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Brian Hartzer, Westpac CEO, portrait shoot, 2015
Brian Hartzer, Westpac CEO, portrait shoot, 2015
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Brian Hartzer, Westpac CEO, portrait shoot, 2015
Banks face change not seen for 30 years, says Brian Hartzer

Brian Hartzer, CEO of Westpac at their office in sydney. 7 September 2015. afr photo by Peter Braig.
FXB67101
Banks face change not seen for 30 years, says Brian...
LONG GONE: The former Bank of NSW building on the corner of Watt and Hunter streets. A bank branch has stood in Newcastle since 1853. A modern Westpac Bank building now occupies the site.
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LONG GONE: The former Bank of NSW building on the corner...
Gail Kelly has set Westpac a target of increasing the revenue it generates from Asia sevenfold to $750m.
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Gail Kelly has set Westpac a target of increasing the...
WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanamori taken in Sydney on 26 July 2007 Exterior of Westpac building in Kent Street

WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanam
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WESTPAC generic Westpac for AFR First Use Pic by Mayu...
WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanamori taken in Sydney on 26 July 2007 Exterior of Westpac building in Kent Street

WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanam
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WESTPAC generic Westpac for AFR First Use Pic by Mayu...
WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanamori taken in Sydney on 26 July 2007 Exterior of Westpac building in Kent Street

WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanam
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WESTPAC generic Westpac for AFR First Use Pic by Mayu...
WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanamori taken in Sydney on 26 July 2007 Exterior of Westpac building in Kent Street

WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanam
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WESTPAC generic Westpac for AFR First Use Pic by Mayu...
WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanamori taken in Sydney on 26 July 2007 Exterior of Westpac building in Kent Street

WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanam
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WESTPAC generic Westpac for AFR First Use Pic by Mayu...
Credit defaults are a risk but Westpac is gaining market share and margins in some areas due to the global crisis.
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Credit defaults are a risk but Westpac is gaining market...
WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanamori taken in Sydney on 26 July 2007 Exterior of Westpac building in Kent Street

WESTPAC generic Westpac for AFR First Use Pic by Mayu Kanam
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WESTPAC generic Westpac for AFR First Use Pic by Mayu...
Westpac has shed 261 technology workers as it prepares to blend St George into its operations.

AFR FIRST USE ONLY.081020. pedestrians outside a westpac bank in sydney.
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Westpac has shed 261 technology workers as it prepares...
Colliers lists Adelaide as one of the tightest CBD office markets in the Asia-Pacific region.

generic pictures of Westpac House 91 King William Rd , Adelaide.  Sunday 8th of August 2009. THE AFR.
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Colliers lists Adelaide as one of the tightest CBD...
Reluctant brokers: Westpac exposure a cause for concern

GENERIC  090213  AFR PIC BY PETER BRAIG......AFR FIRST USE ONLY...
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Reluctant brokers: Westpac exposure a cause for concern

GENERIC...
Macquarie?s business model is changing

Generic pic of Sydney CBD this evening. 
Business profiles.....  Westpac, Macquarie Bank, Commonwealth Bank, Lumley, KPMQ.
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Macquarie?s business model is changing

Generic pic...
Pass the buck . . . a ??structural shift?? in funding markets has added to banking costs.

WESTPAC.  PIC BY NICOLAS WALKER...
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Pass the buck . . . a ??structural shift?? in funding...
WESTPAC AFR PHOTOGRAPH BY GLENN HUNT 260310.
GENERIC - WESTPAC, BANK.
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WESTPAC AFR PHOTOGRAPH BY GLENN HUNT 260310.
GENERIC...
Westpac is among about five companies that can keep their deductions because they secured approval in time.
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Westpac is among about five companies that can keep...
Forecast: Bad debts is one area to watch out for with Westpac

Westpac  Afr. 081027.  Generic. Pic by Michel O Sullivan. Pic shows Westpac Bank in Sydney.
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Forecast: Bad debts is one area to watch out for with...
Westpac is playing catch up against its big four rivals

Westpac. Image shows Westpac logo / logos in and around the Wespac offices in Sydney. 20 April 2009. BRW Photo by Andrew Quilty.
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Westpac is playing catch up against its big four rivals

Westpac....
Big spender: the purchase is Westpac's biggest acquisition since it bought St George in 2008.

AFR 04 June 2013 Generic Bank Image Westpac Signage. Pic by Sasha Woolley

IMG_8432 copy.
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Big spender: the purchase is Westpac's biggest acquisition...
Westpac's $50 million Reinventure venture capital fund has invested in peer-to-peer lender SocietyOne.

GENERIC AFR PHOTOGRAPH BY GLENN HUNT 17th January 2014.
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Westpac's $50 million Reinventure venture capital fund...
Westpac?s book is still growing at a slower rate than ANZ?s.

GENERIC AFR PHOTOGRAPH BY GLENN HUNT 17th January 2014.
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Westpac?s book is still growing at a slower rate than...
Westpac, Bank generics on September 15, 2014 in Brisbane, Australia.
BRISBANE, AUSTRALIA - SEPTEMBER 15: Generic banking images taken on September 15, 2014 in Brisbane, Australia.
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Westpac, Bank generics on September 15, 2014 in Brisbane,...
Westpac, Bank generics on September 15, 2014 in Brisbane, Australia.
BRISBANE, AUSTRALIA - SEPTEMBER 15: Generic banking images taken on September 15, 2014 in Brisbane, Australia.
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Westpac, Bank generics on September 15, 2014 in Brisbane,...
AFR 04 June 2013 Generic Bank Image Westpac Signage. Pic by Sasha Woolley

IMG_8423 copy.
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AFR 04 June 2013 Generic Bank Image Westpac Signage....
GENERIC AFR PHOTOGRAPH BY GLENN HUNT 17th January 2014.
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GENERIC AFR PHOTOGRAPH BY GLENN HUNT 17th January 2014....
Michael Knight paid out thousands to a middle man

Senior banker Michael Knight uncovered massive corruption involving Malaysians inflating property prices in Melbourne
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Michael Knight paid out thousands to a middle man

Senior...
Brian Hartzer,Westpac CEO: ?When you think about the impact of digital it is really quite exciting.?

Brian Hartzer, CEO Westpac at the annual results meeting.
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Brian Hartzer,Westpac CEO: ?When you think about the...
Scenes in Westpac bank's foreign exchange division in Martin Place on 12 December 1983, the day the Australian Dollar was floated.
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Scenes in Westpac bank's foreign exchange division...
Scenes in Westpac bank's foreign exchange division in Martin Place on 12 December 1983, the day the Australian Dollar was floated.
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Scenes in Westpac bank's foreign exchange division...
Scenes in Westpac bank's foreign exchange division in Martin Place on 12 December 1983, the day the Australian Dollar was floated.
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Scenes in Westpac bank's foreign exchange division...
Floating the Australian dollar changed life on a dealing desk.

Scenes in the National Australia Bank's dealing room on 12 December 1983, the day the Australian Dollar was floated.
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Floating the Australian dollar changed life on a dealing...
The Westpac foreign exchange trading room team, November 12, 1983, Mike Bailey, Paul Smith, Mark Putnam, chief foreign exchange manager, Peter Chan (facing camera), senior spot aussie trader, Geoff L
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The Westpac foreign exchange trading room team, November...
NEW CEO: Brian Hartzer will take over in February.

AFR/SMH BUSINESS NEWS.  Pic of  Brian Hartzer incoming CEO.  At a presser announcing Gail's Retirement as CEO of Westpac bank.
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NEW CEO: Brian Hartzer will take over in February.

AFR/SMH...
HANDOVER: Westpac CEO Gail Kelly will leave the top job in 2015. Picture: Nic Walker

AFR/SMH BUSINESS NEWS.  Pic of  Gail Kelly outgoing .
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HANDOVER: Westpac CEO Gail Kelly will leave the top...
Carolyn Hewson: Looking at the triple bottom line

Carolyn Hewson, Non Executive Director of Westpac,  photographed in Adelaide.  wednesday 12th May 2010.
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Carolyn Hewson: Looking at the triple bottom line

Carolyn...
The big four Australian banks have seen stocks fall between 13 and 21 per cent.

Generic ATM's in North Sydney. Westpac, Commonwealth Bank CBA and ANZ. Banking, interest rates, banks, money
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The big four Australian banks have seen stocks fall...
Money spinners . . .Banks rake in money through increasingly risk-free businesses (at least for bankers).

Generic ATM's in North Sydney. Westpac, Commonwealth Bank CBA and ANZ.
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Money spinners . . .Banks rake in money through increasingly...
Westpac CEO Gail Kelly at a media briefing on Tuesday

KELLY.AFR.04 NOVEMBER 2013.Photo by ROB HOMER ......
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Westpac CEO Gail Kelly at a media briefing on Tuesday

KELLY.AFR.04...
Westpac CEO Gail Kelly at the banks? 2013 profit results media briefing in Sydney

KELLY.AFR.04 NOVEMBER 2013.Photo by ROB HOMER ......
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Westpac CEO Gail Kelly at the banks? 2013 profit results...
Gaily Kelly: Business credit growing more slowly than expected.
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Gaily Kelly: Business credit growing more slowly than...
STEADY KEEL: Westpac chief executive Gail Kelly said the bank's pursuit of growth would not be at the expense of reserve-boosting lending standards.

AFR.05 NOVEMBER 2012.Photo by ROB HOMER........
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STEADY KEEL: Westpac chief executive Gail Kelly said...
UP: Westpac chief executive Gail Kelly is positive about the second half.

KELLY.AFR.04 NOVEMBER 2013.Photo by ROB HOMER ......
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UP: Westpac chief executive Gail Kelly is positive...
AFR.  Pic of Gail Kelly CEO of Westpac at the half yearly results.  Pic taken at the Westpac building at the 275 Kent Street.  Pic by Nic Walker.  Date 3rd May 2013.
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AFR. Pic of Gail Kelly CEO of Westpac at the half...
Gaily Kelly: Business credit growing more slowly than expected.
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Gaily Kelly: Business credit growing more slowly than...
Confident: Westpac chief Gail Kelly

AFR.  Pic of Gail Kelly at Westpac AGM at the Westpac building in Sydney.  Pic by Nic Walker.  Date 5th November 2012.
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Confident: Westpac chief Gail Kelly

AFR. Pic of Gail...
Westpac chief executive Gail Kelly says the most important factor powering growth is staff engagement

AFR.  Pic of Gail Kelly at Westpac AGM at the Westpac building in Sydney.  Pic by Nic Walker.
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Westpac chief executive Gail Kelly says the most important...
The bulls will be vindicated if Westpac and NAB shares hold their price once they start trading ex-dividend.

Westpac. Photo shows a woman at Westpac in Port Macquarie. 19 May 2005.
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The bulls will be vindicated if Westpac and NAB shares...
People with allocated pensions would have to stay within annual limits if making ATM withdrawals.

Westpac. Photo shows two men at ATM s at Westpac in Port Macquarie. 19 May 2005.
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People with allocated pensions would have to stay within...
People with allocated pensions would have to stay within annual limits if making ATM withdrawals.

Westpac. Photo shows two men at ATM s at Westpac in Port Macquarie. 19 May 2005.
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People with allocated pensions would have to stay within...
Another glitch ... up to 40,000 customers will receive refunds.

Westpac. Photo shows people walking by a Westpac Branch in Sydney. 28 April 2005.  AFR Photo by Andrew Quilty.
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Another glitch ... up to 40,000 customers will receive...
The bulls will be vindicated if Westpac and NAB shares hold their price once they start trading ex-dividend.

Westpac. Photo shows a woman at Westpac in Port Macquarie. 19 May 2005.
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The bulls will be vindicated if Westpac and NAB shares...
Big bucks: The banks are borrowing

BANKS AFR PHOTOGRAPH BY GLENN HUNT 101110.
GENERIC- banks, money, anz, westpac, nab, bankwest, st george, commonwealth.
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Big bucks: The banks are borrowing

BANKS AFR PHOTOGRAPH...
BANKS AFR PHOTOGRAPH BY GLENN HUNT 101110.
GENERIC- banks, money, anz, westpac, nab, bankwest, st george, commonwealth.
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BANKS AFR PHOTOGRAPH BY GLENN HUNT 101110.
GENERIC-...
Know not: Analysts are ?neutral? on Westpac?s prospects

BANKS AFR PHOTOGRAPH BY GLENN HUNT 101110.
GENERIC- banks, money, anz, westpac, nab, bankwest, st george, commonwealth.
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Know not: Analysts are ?neutral? on Westpac?s prospects

BANKS...
A ban on ATM fees, among other charges, is in the crosshairs of bank critics.

WESTPAC.  PIC BY NICOLAS WALKER...
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A ban on ATM fees, among other charges, is in the crosshairs...
The banks have made a rod for their own backs by linking rate moves to the Reserve Bank.

Generic ATM's , at the airport, westpac, nab, ANZ, ATM, banks, money, cash, banking, bank
FXT179053
The banks have made a rod for their own backs by linking...
Money spinners . . .Banks rake in money through increasingly risk-free businesses (at least for bankers).

Generic ATM's in North Sydney. Westpac, Commonwealth Bank CBA and ANZ.
FXT178804
Money spinners . . .Banks rake in money through increasingly...
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